[Greater Baltimore]

Queen Anne's County

Fast Facts:

  • Queen Anne's was home to 53,688 people and had 22,890 housing units in 2024. Since 2010, Queen Anne's has added an average of 400 people and 200 housing units per year.
  • Seventeen percent of households were renters and 54 percent of renters had unaffordable housing costs.
Sources: Census Population and Housing Unit Estimates, Decennial Census, American Community Survey (2020-24), and the HIT survey of local jurisdictions.
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Queen Anne's County
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Policy Status

Solving the region's affordable housing crisis requires a portfolio of policies to preserve existing affordable housing, produce more housing, and protect people from discrimination and displacement.

Right of First Refusal

  • In progress: Queen Anne's County

Preservation Inventory - Subsidized

  • In progress: Queen Anne's County

Preservation Inventory - Unsubsidized

  • In progress: Queen Anne's County

Rental Assistance Demonstration

  • In progress: Queen Anne's County

Energy Efficiency Upgrades for Homeowners

  • Not adopted: Queen Anne's County

Energy Efficiency Upgrades of Affordable Housing

  • Not adopted: Queen Anne's County

Housing Outcomes

Local jurisdictions submitted data to enable the region to track housing production, preservation, and rental affordability.

Amount of Housing

Number of units built by type

01,0002,0003,0004,0005,000UnitsQueen Anne's County2019202020212022202320242025
Multifamily
Single-family

Note: The City of Baltimore did not report total units built in 2023.

Affordability of Housing

Share of units affordable to households with low incomes

020406080100Percent Queen Anne'sCounty
2019
2020
2021
2022
2023
2024
2025

Note: The City of Baltimore did not report total units built in 2023.

Housing Cost: Lowest

Units built affordable to households with incomes 0-29.9% of area median

0100200300400500Units Queen Anne'sCounty
2019
2020
2021
2022
2023
2024
2025

Housing Cost: Low

Units built affordable to households with incomes 30-49.9% of area median

02004006008001,000Units Queen Anne'sCounty
2019
2020
2021
2022
2023
2024
2025

Housing Cost: Low-Middle

Units built affordable to households with incomes 50-79.9% of area median

02004006008001,000Units Queen Anne'sCounty
2019
2020
2021
2022
2023
2024
2025

Building Permits for New Construction

Number of units permitted by type

01,0002,0003,0004,000UnitsQueen Anne's County20212022202320242025
Multifamily
Single-family

Affordable Housing in Development

Number of units

01,0002,0003,0004,0005,0006,000UnitsQueen Anne's County20212022202320242025
In the pipeline
Under construction

Affordable Housing Preservation

Number of units preserved as committed affordable by type

05001,0001,5002,000UnitsQueen Anne's County2022202320242025
Units with existing subsidies
Units previously unsubsidized

Structural Racism

Discriminatory actions and racist public policies have produced inequitable outcomes for Black, Indigenous, and people of color in the Washington region, including lower incomes and wealth, lower homeownership rates, and higher rates of housing cost burden.

Income

Average household income by race and ethnicity, 2020-24

$0$50,000$100,000$150,000$200,000$ Queen Anne'sCountyRace and ethnicity$91,700$78,700$146,200$98,000$149,000
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous, Other or Multiple Race
White

Note: Categories are not mutually exclusive. People identifying as Hispanic may also be represented in other bars except white.

Source: American Community Survey

Homeownership

Homeownership rate by race and ethnicity, 2020-24

020406080100Percent Queen Anne'sCountyRace and ethnicity66%39%63%70%87%
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous, Other or Multiple Race
White

Note: Categories are not mutually exclusive. People identifying as Hispanic may also be represented in other bars except white.

Source: American Community Survey

Homebuying

Share of mortgage originations by race and ethnicity, 2024

For first-lien owner-occupied home purchases of 1-4 unit dwellings

020406080100Percent Queen Anne'sCountyRace and ethnicity3%4%6%86%
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous or Multiple race
White

Note: Categories are mutually exclusive, borrowers identifying as Hispanic are not also represented in a race category. For mortgages with an applicant and a co-applicant, if they identify the same way they are captured in that category, otherwise if they have different identities they would be included in the Indigenous or Multiple race category.

Source: Home Mortgage Disclosure Act

Credit Denials

Ratio of denial rates for mortgages between white borrowers and borrowers of color, 2024

For first-lien owner-occupied home purchases of 1-4 unit dwellings

00.20.40.60.81Ratio Queen Anne'sCounty0.364

Note: If White borrowers and borrowers of Color were denied mortgages at the same rate we would expect to see a ratio equal to 1. Values under 1 indicate that borrowers of Color have higher denial rates than White borrowers.

Source: Home Mortgage Disclosure Act

Rental Housing Cost Burden

Renter households paying more than 30% of their monthly income in rent, 2020-24

020406080100Percent Queen Anne'sCountyRace and ethnicity62%54%50%
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous, Other or Multiple Race
White

Note: Categories are not mutually exclusive. People identifying as Hispanic may also be represented in other bars except white. Households paying more than 30 percent of their monthly income in housing costs are considered to be cost burdened.

Source: American Community Survey

Owner Housing Cost Burden

Owner households paying more than 30% of their monthly income in housing costs, 2020-24

020406080100Percent Queen Anne'sCountyRace and ethnicity31%41%28%23%
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous, Other or Multiple Race
White

Note: Categories are not mutually exclusive. People identifying as Hispanic may also be represented in other bars except white. Households paying more than 30 percent of their monthly income in housing costs are considered to be cost burdened.

Source: American Community Survey

Housing Context

Understanding how household incomes relate to the supply of affordable rental and homeownership units will inform jurisdictions' efforts to meet the current and future housing needs of residents.

Household Income

Distribution of households by income level relative to the area median income, 2020-24

020406080100Percent Queen Anne'sCounty

Note: Income categories reflect HUD Income Limits by household size for 2024.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Change in Household Income

Change in households by income level relative to the area median income, 2008-12 to 2020-24

-5,00005,000Households Queen Anne'sCountyIncome level
Below 30%
30-49.9%
50-79.9%
80-119.9%
120-199.9%
200% and above

Note: Incomes are in 2024 dollars. Income categories reflect HUD Income Limits by household size for 2024.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Renter Housing Supply by Cost

Renter housing units by monthly housing cost, 2020-24

020406080100Percent Queen Anne'sCounty

Note: Rental costs include the contractual monthly rent payment plus any additional costs to the tenant for utilities and fees.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Change in Renter Housing Supply by Cost

Change in renter housing units by monthly housing cost, 2008-12 to 2020-24

-5,00005,00010,00015,000Change in Units Queen Anne'sCountyRent level
$0-$899
$900-$1,499
$1,500-$2,299
$2,300-$2,799
$2,800-$3,299
$3,300 and higher

Note: Costs are in 2024 dollars. Rental costs include the contractual monthly rent payment plus any additional costs to the tenant for utilities and fees.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Housing Cost Burden

Renter households paying more than 30% of their monthly income in rent, 2020-24

020406080100Percent Queen Anne'sCounty54%

Note: Households paying more than 30 percent of their monthly income in housing costs are considered to be cost burdened.

Source: American Community Survey

Deeply Affordable Units

Estimated number of public housing units and vouchers relative to renter households with incomes below 30% of area median, 2020-24

020406080100Per 100 households Queen Anne'sCounty

Note: Estimated number of units and vouchers is for 2025. Vouchers include federally-funded Housing Choice Vouchers and locally-funded vouchers where information was available. Income is for 2020-24 and based on the 2024 HUD Income Limits by family size.

Source: American Community Survey Public Use Microdata Sample (PUMS); HUD Picture of Subsidized Households 2024; and HUD HCVP Power BI Dashboard

Need for Accessible Units

Number of households with one or more people with a disability by income level relative to the area median, 2020-24

02,0004,0006,0008,000Households Queen Anne'sCountyIncome level
Below 30%
30-49.9%
50-79.9%
80-119.9%
120-199.9%
200% and above

Note: Income categories reflect HUD Income Limits by household size for 2024. People with a disability includes those with cognitive disabilities, physical or self-care disabilities, ambulatory disabilities, independent living difficulties, vision disabilities, or hearing disabilities.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Homeowner Housing Supply by Cost

Owner housing units by monthly housing cost for a first-time homebuyer, 2020-24

020406080100Percent Queen Anne'sCounty

Note: Costs for owner housing were calculated as the monthly payment for a 30-year fixed rate mortgage for 90 percent of the market value to the unit, along with estimates of other monthly costs including mortgage insurance, taxes, utilities, and fees.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Affordable Homebuying

Share of mortgage originations to households with moderate incomes and below, 2024

For first-lien owner-occupied home purchases of 1-4 unit dwellings

020406080100Percent Queen Anne'sCounty21%28%
0-80% of area median
80-120% of area median income

Source: Home Mortgage Disclosure Act

Potential Homebuyers

Number of potential homebuyers with low or moderate incomes by race and ethnicity, 2020-24

For renter households with a head of household age 45 years or younger and incomes between 50-120% of AMI

02,0004,0006,0008,00010,000Households Queen Anne'sCountyRace and ethnicity
Asian or Pacific Islander
Black
Hispanic/Latinx
Indigenous, Other or Multiple Race
White

Note: Categories are mutually exclusive, borrowers identifying as Hispanic are not also represented in a race category. Income categories reflect HUD Income Limits by household size for 2024. Renter households with a head of household under age 22 were excluded.

Source: American Community Survey Public Use Microdata Sample (PUMS)

Elected Officials

  1. Christopher M. Corchiarino

    Christopher M. Corchiarino

    President, County Commissioner - District 4

  2. Philip L. Dumenil

    Philip L. Dumenil

    Vice-President, County Commissioner - District 3

  3. Jack N. Wilson, Jr.

    Jack N. Wilson, Jr.

    County Commissioner - District 1

  4. J. Patrick McLaughlin

    J. Patrick McLaughlin

    County Commissioner - District 2

  5. James J. Moran

    James J. Moran

    At Large County Commissioner

Housing Official

  1. Mike Clark

    Mike Clark

    Executive Director of Housing and Family Services